1. INTRODUCTION
1.1 Astra Digital Holding Ltd is a private company limited by shares incorporated and registered in the Abu Dhabi Global Market with registration number 6563 whose registered office is at DD-15-134-004-007, level 15, Wework Hub71, Al Khatem Tower, Abu Dhabi Global Market Square, Al Maryah Island, Abu Dhabi, United Arab Emirates, whose group in includes Algento DMCC, Botim Money LLC, Quantix Technology Projects LLC (collectively Astra Tech, we, us, and our). These terms of use (Terms of Use) cover the terms and conditions under which we offer you access to Astra Tech websites and applications, including Botim.me and CashNow.ai and mobile application (Android & iOS) (collectively, the Platform).
1.2 If you accept or agree to these Terms of Use on behalf of a company or other legal entity, you represent and warrant that you have the authority to bind that company or other legal entity to these Terms of Use and, in such event, you and your will refer and apply to that company or other legal entity.
2 YOU AGREE TO THESE TERMS BY USING THE PLATFORM
2.1 Your access to, and use of, the Platform is subject to the following Terms of Use and all applicable laws and regulations. By accessing and using the Platform, you accept, without limitation or qualification, these Terms of Use. Astra Tech may, at any time and without notice, modify these Terms of Use by revising them on the Platform. Your continued use of the Platform constitutes your acceptance of any such revisions. You should therefore periodically visit this page to review the current Terms of Use. You may not modify these Terms of Use except in a writing signed by Astra Tech. If you do not agree and accept, without limitation or qualification, these Terms of Use, you must exit the Platform immediately.
3 PERMITTED USE OF THE PLATFORM; MODIFICATIONS
3.1 The information and materials on the Platform are provided for general informational purposes. You may use the Platform solely for the purpose of learning about and/or using Astra Tech services or products. You may not use, reproduce or distribute the text, graphics, downloads, tools or any other content on the Platform for any other purpose.
3.2 You agree not to engage in or facilitate any of the following prohibited activities: (i) attempting to interfere with or disrupt the integrity or performance of the Platform through activities such as hacking, denial-of-service attacks, or any similar actions; (ii) using any automated system, including robots, spiders, or offline readers, to access the Platform in a manner that sends more request messages to Astra Tech servers than a human can reasonably produce in the same period; (iii) engaging in any form of data mining, scraping, or extracting of data from the Platform without Astra Tech’s express written consent; (iv) bypassing any measures Astra Tech may use to prevent or restrict access to the Platform; or (v) engaging in any other activity that poses a security risk or that could otherwise harm Astra Tech or any third party.
3.3 Astra Tech reserves the right, at its sole discretion, to modify, discontinue or terminate the Platform or any services provided through the Platform, or to modify these Terms of Use, at any time and without prior notice. If we modify these Terms of Use, we will post the modification on the Platform or provide you with notice of the modification. We will also update the “Last Updated Date”. By continuing to access or use the Platform or using any of the services after we have posted a modification on the Platform or have provided you with notice of a modification, you are indicating that you agree to be bound by the modified Terms of Use. If the modified Terms of Use are not acceptable to you, your only recourse is to cease using the Platform and any services.
4 USER SUBMITTED CONTENT
4.1 The Platform may, from time to time offer interactive features that allow users to submit content to the Platform. Astra Tech does not and cannot review all such content and is not responsible for such content.
4.2 You acknowledge that by providing the ability to view and distribute your user-generated content on the Platform, Astra Tech is merely acting as a passive conduit for such distribution and is not undertaking any obligation or liability related thereto. However, Astra Tech reserves the right to block or remove communications or materials that it determines to be unacceptable to Astra Tech in its sole discretion.
4.3 Misuse of the Platform will be treated seriously and dealt with in accordance with the laws of the United Arab Emirates (UAE). Without limitation, (i) harassment in any manner or form on the Platform, including via e-mail, chat, or by use of obscene or abusive language, or posting any obscene or abusive images or text, is strictly forbidden and (ii) you may not upload to, distribute, or otherwise publish through the site any content which is libellous, defamatory, obscene, threatening, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable which may constitute or encourage a criminal offense, violate the rights of any party or which may otherwise give rise to liability or violate any law.
5 NOTICE; ELECTRONIC COMMUNICATIONS
5.1 When you visit the Platform or send e-mails to Astra Tech, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on the site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
6 PRIVACY
6.1 Astra Tech’s privacy policy is incorporated and made part of these Terms of Use. You hereby agree to such Privacy Policy. Any personal data (for example, your name, email address, phone number) details of the preferences you express to us and technical information from the devices you use to access our website that you transmit to e-mail addresses mentioned on the Platform or otherwise will be used by Astra Tech in accordance with the Privacy Policy. Any other communication or material you transmit to the Platform, such as questions, comments, suggestions or the like, will be treated as non-confidential and non-proprietary.
7 DISCLAIMER – WARRANTY
7.1 THE SITE, ITS CONTENT, MATERIALS, SERVICES AND PRODUCTS ON THE SITE ARE PROVIDED “AS IS.” TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, Astra Tech HEREBY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
7.2 Astra Tech does not represent or warrant that the functions contained in the Platform will be uninterrupted or error-free, that the defects will be corrected, or that the Platform or the server that makes the Platform available are free of viruses or other harmful components. Astra Tech does not make any warranties or representations regarding the use of the materials in the Platform in terms of their correctness, accuracy, adequacy, usefulness, timeliness, reliability or otherwise.
8 INDEMNIFICATION
8.1 You agree to indemnify, defend, and hold harmless Astra Tech, its subsidiaries and affiliates, its officers, directors, employees, agents, licensors and suppliers from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of these Terms of Use or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the Platform using your internet account.
9 LIMITATIONS OF LIABILITY
9.1 YOUR USE OF THE SITE IS AT YOUR OWN RISK. NEITHER ASTRA TECH, NOR ANY OF ITS SUBSIDIARIES, AFFILIATES, OFFICERS OR DIRECTORS, NOR ANY OF ITS AGENTS OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SITE OR ITS CONTENT, ARE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THE SITE WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES.
10 THIRD-PARTY LINKS
10.1 In an attempt to provide increased value to our visitors, Astra Tech may link to sites operated by third parties. However, even if the third party is affiliated with Astra Tech, Astra Tech has no control over these linked sites, all of which may have separate privacy and data collection practices, independent of Astra Tech. These linked sites are only for your convenience and therefore you access them at your own risk. Without limiting the foregoing, Astra Tech specifically disclaims any responsibility if such sites: infringe any third party’s intellectual property rights; are inaccurate, incomplete or misleading; are not merchantable or fit for a particular purpose; do not provide adequate security; contain viruses or other items of a destructive nature; or are libellous or defamatory.
10.2 Astra Tech does not endorse the content, or any products or services available, on such sites. Nonetheless, Astra Tech seeks to protect the integrity of its Platform and the links placed upon it and therefore requests any feedback on not only its own Platform, but for sites it links to as well (including if a specific link does not work).
11 COPYRIGHT
11.1 The copyright and all other intellectual property rights in the material contained in the Platform belong to Astra Tech and is protected by UAE and international laws, all rights reserved. Without limitation, this content includes text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software. All software used on the Platform is the property of Astra Tech or its software suppliers and protected by UAE and international copyright laws. You agree not to change or delete any proprietary notices from materials printed or downloaded from the Platform.
11.2 Astra Tech respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us at legal@astratech.ae.
12 LAW AND JURISDICTION
12.1 These Terms of Use and your use of the Platform are governed by the laws of the England and Wales without regard to its choice of law provisions. The courts of Abu Dhabi Global Markets will have exclusive jurisdiction over any and all disputes arising out of, relating to or concerning these Terms of Use and/or the Platform or in which these Terms of Use and/or the Platform are a material fact.
13 ASSIGNMENT
13.1 You may not assign or transfer these Terms of Use, by operation of law or otherwise, without Astra Tech’s prior written consent. Any attempt by you to assign or transfer these Terms of Use, without such consent, will be null and of no effect. Astra Tech may assign or transfer these Terms, at its sole discretion, without restriction. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties, their successors and permitted assigns.
14 ENTIRE AGREEMENT
14.1 These Terms of Use constitute the entire and exclusive understanding and agreement between Astra Tech and you regarding the Platform and related services and these Terms of Use supersede and replace any and all prior oral or written understandings or agreements between Astra Tech and you regarding the Platform and related services. Any Astra Tech products or services provided by any Astra Tech affiliate that you access through the Platform will be subject to the specific terms and conditions applicable to such products and services (Service Terms). In the event of any inconsistency between these Terms of Use and any Service Terms, the Service Terms shall prevail.
15 QUESTIONS AND FEEDBACK
15.1 We welcome your questions, comments, and concerns about the Platform. Please send us any and all feedback pertaining to the Platform to customercare@astratech.ae.
LAST UPDATED 24 MARCH 2025